We help you legally dispute what's inaccurate, outdated, or unverifiable, and build a plan for where you're actually trying to go.
Most people don't get denied because they made bad decisions. They get denied because nobody ever showed them how credit actually works, or how to fight back when something on their report is wrong.
That's what Fresh Start Strategies is for. We review your full report, build a dispute strategy around your specific situation, and walk with you until your file is actually moving forward.
Every plan starts with a real look at your report, not a template.
We pull your reports, build your dispute strategy, and handle every round ourselves, letters, follow-up, tracking. You just watch the updates roll in.
Start done for you →A full 6 months of done-for-you work: priority disputes every round, a written strategy built around your file from day one, and monthly check-ins with me directly. Don't have it all today? A deposit holds your spot, and we'll set up a payment schedule together, biweekly or monthly, built around what actually works for you until the balance is paid off.
Start the 6-month plan →A coordinated plan for two, built for partners preparing for a major move together, a home, a car, a joint approval. Full 3-bureau analysis for both of you, strategic dispute sequencing, and one rebuild plan aligned to your shared goal. Don't have it all today? A deposit holds your spot, and we'll set up a payment schedule together, biweekly or monthly, until the balance is paid off.
Start the couples plan →Payment plans and deposits are available on every option above, we'll work out a schedule that fits your budget. If a scheduled payment is missed, active work pauses until payments are back on track.